Bad Credit Auto Loans in Springfield, MO, near Columbia

Dime Down Credit Amnesty

Acura of Springfield Has Alternative Financing Solutions

Have you been dreaming of driving a new Acura or late-model used car near Columbia, MO, but you have poor credit? If so, apply for bad credit financing at Acura of Springfield. Whether you want to drive a new MDX or a pre-owned Acura, our finance staff will work to get you the alternative credit auto loan you need to make that happen.

Keep reading to learn about the bad credit financing process and how to apply for sub-prime auto loans at our local Acura dealership.

How to Qualify for Sub-Prime Auto Loans

When applying for sub-prime auto loans, the finance specialists at Acura of Springfield will take into account multiple factors, not just your low credit score.

Some of the financial aspects that our loan experts may look at during your application process include the following:

  • Your credit rating
  • Your debt-to-income ratio
  • The type and price of vehicle you want to drive
  • Your down payment amount, including any vehicle trade

If you have experienced recent financial setbacks such as bankruptcy, foreclosure, divorce, multiple repossessions or have a history of missed payments or writing bad checks, you may be seeking alternative financing solutions.

What kind of pre-owned Acura or used car are you after? The credit terms and conditions bad credit lenders offer you can vary widely based on the type and price of the car you want to drive, the amount of your down payment and other factors.

Newer cars often have more favorable rates, so if you are shopping for a new or nearly-new Acura, you may be surprised by the rate you can get on a bad credit auto loan through our full-service car dealership.

Discover Your Bad Credit Financing Options near Jefferson City

Once you apply for financing at Acura of Springfield by filling out a secure online credit application, our auto finance staff can run a credit check to understand your credit history and current financial situation. We always strive to find every car shopper viable financing options, so don't hesitate to apply today!

When it is time to explore bad credit car loans near Jefferson City, MO, for a sleek Acura or late-model used car, remember to shop and apply at Acura of Springfield. Our finance center staff can be reached by phone, online or in-person at our dealership.

Dealer Information
Acura of Springfield 3130 S Campbell Ave Springfield, MO 65807 Get Directions
Sunday:
CLOSED
Monday:
9:00 AM - 7:00 PM
Tuesday:
9:00 AM - 7:00 PM
Wednesday:
9:00 AM - 7:00 PM
Thursday:
9:00 AM - 7:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
9:00 AM - 6:00 PM
Sunday:
CLOSED
Monday:
8:00 AM - 5:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 5:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
CLOSED
Sunday:
CLOSED
Monday:
8:00 AM - 5:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 5:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
CLOSED
Phone: